Depending on the application the voltage reference may or may not be necessary. I would say try without one first.Been thinking about this one. When a car with a mid life battery starts up, it's voltage can go up to 14.4 volts. But when cold, after sitting over night, the battery voltage may be at 12.4 volts. Using the scenario in post #9, at 14.4 volts the output would be 3.323 volts. But before starting the engine the voltage (12.4V) will have an output of 2.862 volts. A better way to set a voltage at a given setting and hold it there regardless of the battery voltage would be to use something like a TL431 voltage reference. I'm looking at how to construct such a device now.
[edit] a "Mid-life battery" is an older battery, about half its useful life. A new battery tends to hold 12.6 volts over night and when charging it rarely goes up over 14V. At least that's what I observe daily with my battery and battery voltage monitor.
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