Not in a long time it's not to code to do so and if they did all your breakers should be double pole breakersBut are houses anywhere wired with a shared neutral back to the breaker box?
years ago you would share neutral in commercial buildings.
and use like this
And it's a little hard to overload a neutral A short is about the only way I seen it ever happen
You'd more then likely over load the branch with a AC, hotwater heater or stove
By using the single branch to feed both sides of the panel, But lights and tv or computer would care less.
Oh and I forgot one as crutschow said Dryer