The value of the inductor does not set the requirement for the current. This is determined by the input voltage and the power into the load. In other words, the average inductor current stays the same if we juggle the convertor operating frequency, duty cycle and inductor value but keep input voltage and output power the same.We should probably start over. Rich, your circuit has the wrong duty cycle. That is why the inductor has to be small in inductance and high in current.
So if we start with the calculator with 12v in and 85v out with a constant load of .1a, we need about 1Mh. It will now run in continuous mode at much lower current in both the inductor, transistor and diode.
My assumption that the peak current for the inductor is 4 times the average current is based on the assumption that the drive to the FET is 50% duty cycle at the typical load voltage and current. I should have modified the circuit to reflect this.