I think I already understand the concept of voltage dividers. But, I'm not sure how one would do the calculations for voltage with a transistor being the other "resistor."That's not what crutschow is saying. The resistor is not connected to ground, meaning the low end is not at ground potential. But something else is connected between that end and ground, further restricting current. So you have in effect, a voltage divider. The voltage at the low end of the resistor is between V+ and ground. Please google "voltage divider" for more information.
Example of a simple voltage divider as I understand it:
Imagine two 1k resistors in series. One end of the pair is connected to the positive rail and the other end to the negative rail. The voltage source is a 9V battery.
2k = R
9 = V
I = V/R
I = 4.5mA
Now get the voltage drop of each resistor...
V(Drop R1) = 4.5ma(1k)
V(Drop R1) = 4.5V
9V - 4.5V = V(Drop R2)
V(Drop R2) = 4.5V
So, you get 4.5V in between the two resistors.