I've been reading up on monitoring power usage using a current transformer. I feel like I have a pretty good grasp on the general ideas but there is one last thing that I have been unsure about and haven't found any good documentation on for the set up.
I live in America and have three lines coming into my house from the utility, two hot lines that are 180 degrees out of phase from each other (red and black) and a neutral wire. Everything I have read talks about putting a CT on a single wire and calculating the power by measured current * voltage using some formula. What I'm not sure about is, which wire and then what voltage. Looking at wiring diagrams for breaker boxes it appear that both hot wires are used for circuits, about half and half. So If I were to measure using either of the hot lines I would only be measuring about half the circuits in my house. In my mind that's a simple fix, just measure on the neutral line as all current used should egress out the neutral line. However, if I do that, what voltage do I measure? Will that be measured at 120V or 240V? I'm assuming that would be 120 as current drawn from either line would still always be 120V compared to the neutral, but I'm not sure how the two out of phase power supplies would affect measurements. Is there any reason not to measure on the neutral line? The only other configuration I can think of is to put the CT around both the hot lines coming in and measure assuming 240V, but I don't think there is enough space in the CT gap for that, and am certain I've never seen that suggested as a set up. Insight would be appreciated.
I live in America and have three lines coming into my house from the utility, two hot lines that are 180 degrees out of phase from each other (red and black) and a neutral wire. Everything I have read talks about putting a CT on a single wire and calculating the power by measured current * voltage using some formula. What I'm not sure about is, which wire and then what voltage. Looking at wiring diagrams for breaker boxes it appear that both hot wires are used for circuits, about half and half. So If I were to measure using either of the hot lines I would only be measuring about half the circuits in my house. In my mind that's a simple fix, just measure on the neutral line as all current used should egress out the neutral line. However, if I do that, what voltage do I measure? Will that be measured at 120V or 240V? I'm assuming that would be 120 as current drawn from either line would still always be 120V compared to the neutral, but I'm not sure how the two out of phase power supplies would affect measurements. Is there any reason not to measure on the neutral line? The only other configuration I can think of is to put the CT around both the hot lines coming in and measure assuming 240V, but I don't think there is enough space in the CT gap for that, and am certain I've never seen that suggested as a set up. Insight would be appreciated.

