The difference between 0.64 V and 0.65 V is less than 1.6%. So the questions are: (1) Does a change/error/uncertainty of 1.6% really make a difference and, even more to the point, (2) is your circuit/system really up to the point of performing to that level of accuracy and precision? If both of those are yes, then a 3-digit meter is warranted. If not, then I wouldn't spend a lot of time looking for one if a 2-digit meter is easy to get your hands on.I really need 2 digits, 3 would be nice. There is definitely a difference between say .64v and .65v.