Good to know that a meteor or an asteroid falling on your head is one thing that cannot be attributed to personal negligence and considered a no-fault event.
However, if you are the victim of a robbery or mugging, shark attack, got swindled by your stock broker, or your house is leveled by an a volcanic eruption/lava flow, that is definitely your own damn fault.
However, if you are the victim of a robbery or mugging, shark attack, got swindled by your stock broker, or your house is leveled by an a volcanic eruption/lava flow, that is definitely your own damn fault.