I think that the example one is quit bad one in terms of an bypass. In the first case we have a AC voltage divider, which is not good. All noise present at Vcc will appear at VGND only 0.5 smaller (capacitor divider).I'm still a bit fuzzy about point 1 and 2. When do you bypass the virtual ground to both rails and when do you only bypass to the most negative rail? Does it depend on whether you reference the signal to virtual ground or to true ground?
The second case is better one, because this time C1 and R1||R2 for a low pass filter, so if we properly select the component we can attenuate the noise.