OK I don't have to go beyond post #47 but there is a problem with things. Let's first look at the drawings from post #47, the neutral current will be the sum of the currents. Here is what the transformer output will look like and matter of fact here is what US residential power looks like, both traces with respect to neutral.:Let me see, You can amuse yourself with the following posts if you will.
#47 started it all.
#54
#56
#57 ( this one shows I was pretty much getting bewildered/toasted.)
#58
#65
and there is I think more after that and in-betweens. I don't know if you can see the trajectory of what was happening.

Now to post #47 images:


and lastly the last image you posted.

The first 3 images I posted will all have a neutral current of zero. Your image will not. The big difference is the phase relationship. Note how on your image the phase shift is zero while in the first 3 images the phase shift is 180 degrees exactly like my scope image shows. In my image as time passes at any point in time there will be a plus and minus current and at any point in time the algebraic sum will be zero while in your image with zero phase shift the algebraic sum will be a positive number twice either phase. I can run a sim to demonstrate that but there is no sense in doing so.
In your drawing the resultant wave forms would look like the below image:

So while the drawings look similar what is actually going on as to the current is about the phase relationship. Yeah, it was amusing and didn't require much effort or work. When you see a transformer and the dots or phase relationships take note of them. They are important.
Ron