I'm working with a PIC18F4550. I would like to use the PLL to boost the clock to 48MHz. I have done this before by using a 20 MHz resonator, dividing the CPU by 5 and then using PLL to multiply to 48 MHz. I know I can also do this with any resonator that is a multiple of 4 MHz. My question is, what is the difference (besides price) between using a 4MHz oscillator with no CPU division and PLL vs. a multiple-of-4MHz oscillator with CPU division and PLL?