two loads: 100 VA w/ 0.9 PF 100 VA w/ 0.8 PF Total Load is 200 VA with 0.85 PF, correct? Another case: 250 VA w/ 0.75 PF = 187.5 W 150 VA w/ 0.90 PF = 135 W Total load is 400 VA, 322.5 W, PF = 322.5/400 = 0.80625