This is a situation calling for vector arithmetic. The solution is straightforward but quite tedious.
It looks like part of an electrician licensing examination.
Ypo cam also do it by super-position. The neutral current will be the vector sum of the contributions by each leg current. At least I think I recall something like that. It was in an AC circuits class back in 1968.
It was clear in post #1 that the question was about 3-phase power. And while a knowledge of trig is required it is not sufficient to provide the answers to the question.
The benefits of load balancing are: First, it reduces neutral line current, and second, that it tends to increase system efficiency in several different ways, including more efficient transformer operation (less winding heating) and second, lower conductor losses