Hello to all, I have been wanting to do something with myself for just about a year now. I had tried going to a trade school but turned out to be a big time flaw. After that i kinda went into a slum do to not being able to go to school due to time and family.
Well, finally something happened!!!!
My wife had lost her job and is on unemployment. She was making more money then me not to mention she is 3 years younger then me. I kinda felt bad about that. So far any jobs that have come her way are way way less then she was making which makes it a stupid decision to take that when she can get almost what she was making from unemployment so until that runs out were okay.
For the last two months i have been talking with our mortgage company to try to get a modification done on our mortgage. LOL they do not care one bit, i have told them within this year the unemployment will run out and i am afraid of losing the house. Well, they told me i do not qualify for anything LOL... They say i am not deliquent !!! So i said okay you want to see deliquent i will show you deliquent.
Well, my wife is totally pissed off now about that and i had proposed an idea i have been thinking about for quite some time....
I thought this, since the mortgage company tells me the only option for me is to refinance. which only knocks off 70 dollars a month of the mortgage. i told them i need hundreds off the mortgage they say i do not qualify for any modifications. So i thought i will refinance get my mother in law off the mortgage and then forclose on the house. the reason for this is one we hate the house too much repairs needed and the house is not worth it now.
I talked with my parents over the weekend at a barbeque about moving back in with them. they were cool about it and just said as long as we have a plan and not have to stay for good. i said no i do not need to borrow money, just need the roof and i will pay half of everything that is needed. the reason i want to do this is one i would save 3,000 a month, two i could finally go to a community college that offers an associate degree in PLC'S.
See my parents live in the district so i get the discounted rate per credit hour.. If i do not live in the district it will cost 222.00 per credit hour and there is 63 credit hours for this degree. But living in the district that 222.00 goes down to 77.00 a credit hour. I figured it to cost me 5,169.00 dollars for the degree LOL... the kicker part that lame trade school i went to i barely got half way and already spent 6,000 and have nothing to show from it. Since i would 3,000 per month i can put away 1,000 a month plus pay my own way through school and pay my dad back for the 6,000. So this way after 2 years i will have paid off my credit debt and have a nice chunk of money for down payment on a new home since i have almost 10,000 saved up. so i am not too worried about the foreclosure.. i know it sounds risky but it is now or never for me....
My only concern is this, what do you guys think or feel about the PLC industry???
Is it a good field to get into? Is there a good future in it? Are jobs in demand or out there for the field?
I have been looking over PLC websites and tutorials, i know it is for me, i love computers and to me it is just like computers, i just do not want to get into the computer industry tried that, i am just not a IT guy like i thought at one time.
Thanks guys
Well, finally something happened!!!!
My wife had lost her job and is on unemployment. She was making more money then me not to mention she is 3 years younger then me. I kinda felt bad about that. So far any jobs that have come her way are way way less then she was making which makes it a stupid decision to take that when she can get almost what she was making from unemployment so until that runs out were okay.
For the last two months i have been talking with our mortgage company to try to get a modification done on our mortgage. LOL they do not care one bit, i have told them within this year the unemployment will run out and i am afraid of losing the house. Well, they told me i do not qualify for anything LOL... They say i am not deliquent !!! So i said okay you want to see deliquent i will show you deliquent.
Well, my wife is totally pissed off now about that and i had proposed an idea i have been thinking about for quite some time....
I thought this, since the mortgage company tells me the only option for me is to refinance. which only knocks off 70 dollars a month of the mortgage. i told them i need hundreds off the mortgage they say i do not qualify for any modifications. So i thought i will refinance get my mother in law off the mortgage and then forclose on the house. the reason for this is one we hate the house too much repairs needed and the house is not worth it now.
I talked with my parents over the weekend at a barbeque about moving back in with them. they were cool about it and just said as long as we have a plan and not have to stay for good. i said no i do not need to borrow money, just need the roof and i will pay half of everything that is needed. the reason i want to do this is one i would save 3,000 a month, two i could finally go to a community college that offers an associate degree in PLC'S.
See my parents live in the district so i get the discounted rate per credit hour.. If i do not live in the district it will cost 222.00 per credit hour and there is 63 credit hours for this degree. But living in the district that 222.00 goes down to 77.00 a credit hour. I figured it to cost me 5,169.00 dollars for the degree LOL... the kicker part that lame trade school i went to i barely got half way and already spent 6,000 and have nothing to show from it. Since i would 3,000 per month i can put away 1,000 a month plus pay my own way through school and pay my dad back for the 6,000. So this way after 2 years i will have paid off my credit debt and have a nice chunk of money for down payment on a new home since i have almost 10,000 saved up. so i am not too worried about the foreclosure.. i know it sounds risky but it is now or never for me....
My only concern is this, what do you guys think or feel about the PLC industry???
Is it a good field to get into? Is there a good future in it? Are jobs in demand or out there for the field?
I have been looking over PLC websites and tutorials, i know it is for me, i love computers and to me it is just like computers, i just do not want to get into the computer industry tried that, i am just not a IT guy like i thought at one time.
Thanks guys