I'm having trouble finding product liability insurance for a product that I manufacture myself, or have manufactured in China, and honestly I'm not even sure insurance is necessary. Is anyone familiar with product liability law (in the USA)? I called several product liability attorneys in my area and offered to pay their hourly rate for a couple hours of consultation, but they wouldn't talk to me since I wasn't suing anyone.
Long story short; I'm attaching wires to 25v 10,000ufd capacitors, dipping them in rubber to make the rugged, and selling them as emergency replacements for motorcycle batteries. These specific motorcycles will not run without either a battery or capacitor, so these get people from A to B when their battery fails. My fear is either a bad capacitor catching fire, or some idiot doing something stupid and causing a fire and then suing me. I realize the risk is minuscule, especially for an emergency-only device, but I'm in Florida, the most litigious state in the union, so it still makes me nervous. Has anyone been down a similar road who can offer tips, or suggest a Florida liability attorney who will chat for a couple hours if I pay their hourly rate?
Long story short; I'm attaching wires to 25v 10,000ufd capacitors, dipping them in rubber to make the rugged, and selling them as emergency replacements for motorcycle batteries. These specific motorcycles will not run without either a battery or capacitor, so these get people from A to B when their battery fails. My fear is either a bad capacitor catching fire, or some idiot doing something stupid and causing a fire and then suing me. I realize the risk is minuscule, especially for an emergency-only device, but I'm in Florida, the most litigious state in the union, so it still makes me nervous. Has anyone been down a similar road who can offer tips, or suggest a Florida liability attorney who will chat for a couple hours if I pay their hourly rate?